Credit Card Protection

Under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50.00 of fraudulent credit card charges. If your bank does hold you liable for any of this $50.00, ShopHQ will cover the entire liability for you, up to the full $50.00. We will only cover this liability if the unauthorized use of your credit card resulted through no fault of your own from purchases made while using ShopHQ. In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.

To keep your credit card information safe, ShopHQ uses industry standard practices to safeguard the confidentiality of your personally identifiable information, including "firewalls" and Secure Socket Layers. ShopHQ treats data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside and outside the company. However, "perfect security" does not exist on the Internet. It is important for you to protect against unauthorized access to your computer.